What to Consider When Buying a House?

We understand the excitement and stress of buying a new home. In this blog post, we will cover all the things you need to consider when buying a home. You should know from the beginning that you are a consumer in the buying process. You have the right to buy your dream home in a smooth and reliable way! Now let's list the things you should pay attention to item by item.

• You should start your home purchase process by determining your budget. If you do not have enough budget, you can evaluate the loan options and apply for the most suitable loan for you. You can choose by comparing the payment plans and interest rates of different banks.
• The title deed type of the house you want to buy must be “residential”. You should make sure that there are no shop, office, warehouse type deeds.
• Don't forget to contact the authorities to find out if there are any problems with the title deed.
• Pay attention to whether the house you are going to buy has an accumulated property tax debt. 
• You should inquire whether there is a “certificate of occupancy” that the building can be used.
• You should make sure that the land registry is clean and there is no mortgage.
• You should be informed about whether there is an annotation of the lease agreement with the tenant on the title deed.
• Do not forget to be informed about the fees you will pay to official institutions during the home buying process.

What to Consider When Buying a 2nd Hand House?

We have listed the things you should pay attention to when buying a house in our previous title. There are extra points to pay attention to when buying a second-hand house. Now let's take a detailed look at the items you should pay attention to when

buying a second-hand house.

• Since you have not witnessed the construction process of the house, you should definitely move on to other steps after having detailed information about concrete values, iron values and quality.  
• You should consider factors such as neighbors, infrastructure, security. 
• Some 2nd hand houses may not have a title deed.
• Since Turkey is an earthquake country, you should pay attention to whether the building is produced in accordance with the earthquake regulations and whether it is produced with care.
• You should find out how much the communal living areas and expenses are and move on to other transactions.
• Check whether the information in the zoning status matches the information such as the floor and height of the house you will buy.  
• You should pay attention to whether there is a debt on the house from the past.
• You should pay attention to whether it was built before or after any major earthquake.
• According to experts, a concrete structure has an average lifespan of 50 years. You should take into account the age of the structure.
• Thermal insulation leads to energy savings and lower bills. Therefore, you should definitely ask whether the apartment you will buy has thermal insulation.
• Even if the house you are thinking of buying is second-hand, if you need a loan, it is important to research suitable loan options and compare banks.